/* ============================================================
   Nexuscred — homepage.css
   Hero, bancos, serviços, processo, depoimentos, FAQ, CTA
   ============================================================ */

/* ── Hero ── */
.nc-hero {
  position: relative;
  background: linear-gradient(135deg, var(--nc-blue) 0%, #001A5C 100%);
  color: #fff;
  padding-block: 6rem 5rem;
  overflow: hidden;
}
.nc-hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background: url('../img/hero-pattern.svg') center/cover no-repeat;
  opacity: .06;
}
.nc-hero__inner {
  position: relative;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-3xl);
  align-items: center;
}
.nc-hero__content { max-width: 560px; }
.nc-hero__eyebrow {
  display: inline-flex;
  align-items: center;
  gap: var(--space-sm);
  font-size: 0.8125rem;
  font-weight: var(--fw-semibold);
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--nc-gold);
  margin-bottom: var(--space-lg);
}
.nc-hero__eyebrow::before {
  content: '';
  width: 24px;
  height: 2px;
  background: var(--nc-gold);
}
.nc-hero h1 {
  font-size: clamp(2.25rem, 5vw, 3.25rem);
  font-weight: var(--fw-extrabold);
  line-height: 1.15;
  color: #fff;
  margin-bottom: var(--space-lg);
}
.nc-hero h1 strong { color: var(--nc-gold); font-weight: var(--fw-extrabold); }
.nc-hero__desc {
  font-size: 1.0625rem;
  color: rgba(255,255,255,.8);
  margin-bottom: var(--space-2xl);
  line-height: 1.7;
}
.nc-hero__actions {
  display: flex;
  align-items: center;
  gap: var(--space-md);
  flex-wrap: wrap;
}
.nc-hero__trust {
  display: flex;
  align-items: center;
  gap: var(--space-md);
  margin-top: var(--space-xl);
  flex-wrap: wrap;
}
.nc-hero__trust-item {
  display: flex;
  align-items: center;
  gap: var(--space-xs);
  font-size: 0.875rem;
  color: rgba(255,255,255,.7);
}
.nc-hero__trust-item svg { color: var(--nc-gold); }

/* Card de destaque do hero */
.nc-hero__card {
  background: rgba(0,15,60,.5);
  border: 1px solid rgba(255,255,255,.15);
  border-radius: var(--radius-lg);
  padding: var(--space-xl);
}
@supports (backdrop-filter: blur(1px)) {
  .nc-hero__card {
    background: rgba(255,255,255,.08);
    backdrop-filter: blur(16px);
  }
}
.nc-hero__rating {
  display: flex;
  align-items: center;
  gap: var(--space-sm);
  margin-bottom: var(--space-lg);
}
.nc-hero__stars { color: var(--nc-gold); font-size: 1.125rem; letter-spacing: 2px; }
.nc-hero__rating-text {
  font-size: 0.875rem;
  color: rgba(255,255,255,.7);
}
.nc-hero__rating-text strong { color: #fff; font-size: 1.125rem; }
.nc-hero__banks-title {
  font-size: 0.75rem;
  font-weight: var(--fw-semibold);
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: rgba(255,255,255,.5);
  margin-bottom: var(--space-md);
}
.nc-hero__banks-list {
  display: flex;
  flex-direction: column;
  gap: var(--space-sm);
}
.nc-hero__bank-item {
  display: flex;
  align-items: center;
  gap: var(--space-sm);
  font-size: 0.9rem;
  color: rgba(255,255,255,.85);
}
.nc-hero__bank-dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  flex-shrink: 0;
}
.nc-hero__stats {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-md);
  margin-top: var(--space-lg);
  padding-top: var(--space-lg);
  border-top: 1px solid rgba(255,255,255,.1);
}
.nc-hero__stat-value {
  font-size: 1.5rem;
  font-weight: var(--fw-extrabold);
  color: #fff;
  line-height: 1;
}
.nc-hero__stat-label {
  font-size: 0.75rem;
  color: rgba(255,255,255,.55);
  margin-top: 4px;
}

/* ── Bancos parceiros ── */
.nc-bancos { padding-block: var(--space-3xl); }
.nc-bancos__grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: var(--space-md);
  margin-top: var(--space-2xl);
}
.nc-bancos__card {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: var(--space-md);
  padding: var(--space-xl) var(--space-lg);
  background: var(--nc-surface);
  border: 2px solid var(--nc-border);
  border-radius: var(--radius-lg);
  text-decoration: none;
  transition: border-color var(--transition), box-shadow var(--transition), transform var(--transition);
  text-align: center;
}
.nc-bancos__card:hover {
  border-color: var(--banco-color);
  box-shadow: 0 4px 20px rgba(0,0,0,.1);
  transform: translateY(-4px);
}
.nc-bancos__card-icon {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  font-weight: var(--fw-extrabold);
  color: #fff;
}
.nc-bancos__card-name {
  font-size: 0.9375rem;
  font-weight: var(--fw-semibold);
  color: var(--nc-ink);
}
.nc-bancos__card-cta {
  font-size: 0.8125rem;
  color: var(--nc-blue-mid);
  font-weight: var(--fw-medium);
}

/* ── Serviços ── */
.nc-servicos__grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--space-lg);
}
.nc-servico-card {
  background: var(--nc-surface);
  border: 1px solid var(--nc-border);
  border-radius: var(--radius-lg);
  padding: var(--space-xl);
  display: flex;
  flex-direction: column;
  gap: var(--space-md);
  transition: box-shadow var(--transition), transform var(--transition);
  position: relative;
  overflow: hidden;
}
.nc-servico-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--nc-blue), var(--nc-blue-mid));
  opacity: 0;
  transition: opacity var(--transition);
}
.nc-servico-card:hover { box-shadow: var(--shadow-lg); transform: translateY(-4px); }
.nc-servico-card:hover::before { opacity: 1; }
.nc-servico-card__icon {
  width: 52px;
  height: 52px;
  border-radius: var(--radius-md);
  background: var(--nc-blue-light);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--nc-blue);
}
.nc-servico-card__title {
  font-size: 1.0625rem;
  font-weight: var(--fw-bold);
  color: var(--nc-ink);
}
.nc-servico-card__desc {
  font-size: 0.9rem;
  color: var(--nc-ink-light);
  line-height: 1.65;
  flex: 1;
}
.nc-servico-card__link {
  font-size: 0.875rem;
  font-weight: var(--fw-semibold);
  color: var(--nc-blue-mid);
  display: flex;
  align-items: center;
  gap: 0.25rem;
  transition: gap var(--transition);
}
.nc-servico-card:hover .nc-servico-card__link { gap: var(--space-sm); }

/* ── Diferenciais ── */
.nc-diferenciais__grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: var(--space-md);
}
.nc-diferencial-item {
  display: flex;
  align-items: flex-start;
  gap: var(--space-md);
  padding: var(--space-lg);
  background: rgba(255,255,255,.06);
  border-radius: var(--radius-md);
  border: 1px solid rgba(255,255,255,.08);
}
.nc-diferencial-item__icon {
  width: 44px;
  height: 44px;
  border-radius: var(--radius-sm);
  background: rgba(255,255,255,.1);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.nc-diferencial-item__title {
  font-size: 1rem;
  font-weight: var(--fw-semibold);
  color: #fff;
  margin-bottom: 4px;
}
.nc-diferencial-item__desc { font-size: 0.875rem; color: rgba(255,255,255,.65); }

/* ── Processo (steps) ── */
.nc-processo__steps {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: var(--space-lg);
  position: relative;
}
.nc-processo__steps::before {
  content: '';
  position: absolute;
  top: 28px;
  left: 10%;
  right: 10%;
  height: 2px;
  background: linear-gradient(90deg, var(--nc-blue-light), var(--nc-border));
  z-index: 0;
}
.nc-step {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: var(--space-md);
  position: relative;
  z-index: 1;
}
.nc-step__number {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: var(--nc-blue);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.25rem;
  font-weight: var(--fw-extrabold);
  box-shadow: 0 4px 16px rgba(0,48,135,.3);
  flex-shrink: 0;
}
.nc-step__title { font-size: 0.9375rem; font-weight: var(--fw-bold); color: var(--nc-ink); }
.nc-step__desc  { font-size: 0.8125rem; color: var(--nc-ink-light); line-height: 1.5; }

/* ── Depoimentos — Carousel ── */
.nc-dep-wrap {
  width: 100%;
}

.nc-dep-carousel {
  overflow: hidden;
  width: 100%;
}

.nc-dep-track {
  display: flex;
  gap: var(--space-lg);
  transition: transform .45s cubic-bezier(.25,.46,.45,.94);
  will-change: transform;
}

.nc-depoimento {
  background: var(--nc-surface);
  border: 1px solid var(--nc-border);
  border-radius: var(--radius-lg);
  padding: var(--space-xl);
  display: flex;
  flex-direction: column;
  gap: var(--space-md);
  box-shadow: var(--shadow-sm);
  flex: 0 0 calc((100% - 2 * var(--space-lg)) / 3);
  min-width: 0;
  transition: box-shadow .2s;
}
.nc-depoimento:hover {
  box-shadow: 0 8px 28px rgba(0,0,0,.10);
}

.nc-depoimento__header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 8px;
}
.nc-depoimento__stars {
  color: var(--nc-gold);
  font-size: 1rem;
  letter-spacing: 1px;
}
.nc-star--half  { opacity: .5; }
.nc-star--empty { color: var(--nc-border); }

.nc-depoimento__quando {
  font-size: .75rem;
  color: var(--nc-ink-light);
  white-space: nowrap;
}

.nc-depoimento__text {
  font-size: 0.9375rem;
  color: var(--nc-ink-light);
  line-height: 1.7;
  font-style: italic;
  flex: 1;
  margin: 0;
}
.nc-depoimento__text p::before { content: '\201C'; }
.nc-depoimento__text p::after  { content: '\201D'; }

.nc-depoimento__author {
  display: flex;
  align-items: center;
  gap: var(--space-sm);
  padding-top: var(--space-md);
  border-top: 1px solid var(--nc-border);
}
.nc-depoimento__avatar {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: var(--nc-blue-light);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.125rem;
  font-weight: var(--fw-bold);
  color: var(--nc-blue);
  flex-shrink: 0;
}
.nc-depoimento__avatar--foto {
  background: none;
  object-fit: cover;
}
.nc-depoimento__author-info { min-width: 0; }
.nc-depoimento__name {
  font-size: .875rem;
  font-weight: 700;
  color: var(--nc-ink);
  margin: 0;
  text-decoration: none;
  display: block;
}
a.nc-depoimento__name:hover { text-decoration: underline; }
.nc-depoimento__meta { font-size: 0.8rem; color: var(--nc-ink-light); }

.nc-depoimento__google-badge {
  display: flex;
  align-items: center;
  gap: 4px;
  font-size: .7rem;
  color: var(--nc-ink-light);
  margin-top: 2px;
}

/* Controles */
.nc-dep-controls {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: var(--space-lg);
  margin-top: var(--space-xl);
}

.nc-dep-btn {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  border: 1.5px solid var(--nc-border);
  background: var(--nc-surface);
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  color: var(--nc-ink);
  transition: background .2s, border-color .2s, color .2s;
  flex-shrink: 0;
}
.nc-dep-btn:hover {
  background: var(--nc-blue);
  border-color: var(--nc-blue);
  color: #fff;
}

.nc-dep-dots {
  display: flex;
  gap: 8px;
  align-items: center;
}
/* Dot com área de toque ampliada via padding */
.nc-dep-dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--nc-border);
  border: none;
  cursor: pointer;
  padding: 10px;
  box-sizing: content-box;
  background-clip: content-box;
  transition: background .25s, width .25s, border-radius .25s;
}
.nc-dep-dot.is-active {
  background: var(--nc-blue);
  width: 24px;
  border-radius: 4px;
  background-clip: content-box;
}

/* Link "Ver todas" */
.nc-dep-footer {
  text-align: center;
  margin-top: var(--space-lg);
}
.nc-dep-all-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: .875rem;
  color: var(--nc-ink-light);
  text-decoration: none;
  transition: color .2s;
}
.nc-dep-all-link:hover { color: var(--nc-blue); }

/* Responsivo */
@media (max-width: 1024px) {
  .nc-depoimento {
    flex-basis: calc((100% - var(--space-lg)) / 2);
  }
}
@media (max-width: 640px) {
  .nc-depoimento {
    flex-basis: 100%;
  }
}

/* Avaliação Google */
.nc-avaliacao__link {
  display: inline-block;
  margin-top: 10px;
  font-size: .8125rem;
  color: var(--nc-blue-mid, #2563a8);
  text-decoration: none;
  font-weight: 600;
}
.nc-avaliacao__link:hover { text-decoration: underline; }
.nc-avaliacao__stars { display: flex; gap: 1px; font-size: 1.1rem; }
.nc-star--full  { color: var(--nc-gold); }
.nc-star--half  { color: var(--nc-gold); opacity: .5; }
.nc-star--empty { color: var(--nc-border); }

/* Avaliação Google */
.nc-avaliacao {
  display: flex;
  align-items: center;
  gap: var(--space-xl);
  background: var(--nc-blue-light);
  border-radius: var(--radius-lg);
  padding: var(--space-xl) var(--space-2xl);
  margin-bottom: var(--space-3xl);
}
.nc-avaliacao__score {
  text-align: center;
  flex-shrink: 0;
}
.nc-avaliacao__number {
  font-size: 3.5rem;
  font-weight: var(--fw-extrabold);
  color: var(--nc-blue);
  line-height: 1;
}
.nc-avaliacao__stars { color: var(--nc-gold); font-size: 1.25rem; margin-block: var(--space-xs); }
.nc-avaliacao__total { font-size: 0.8rem; color: var(--nc-ink-light); }
.nc-avaliacao__text { font-size: 0.9375rem; color: var(--nc-ink-light); }
.nc-avaliacao__text strong { color: var(--nc-ink); }

/* ── FAQ (accordion) ── */
.nc-faq { display: flex; flex-direction: column; gap: var(--space-sm); }
.nc-faq__item {
  background: var(--nc-surface);
  border: 1px solid var(--nc-border);
  border-radius: var(--radius-md);
  overflow: hidden;
}
.nc-faq__question {
  width: 100%;
  text-align: left;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: var(--space-lg) var(--space-xl);
  font-size: 0.9375rem;
  font-weight: var(--fw-semibold);
  color: var(--nc-ink);
  gap: var(--space-md);
  cursor: pointer;
  transition: background var(--transition);
}
.nc-faq__question:hover { background: var(--nc-paper); }
.nc-faq__icon {
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: var(--nc-blue-light);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  color: var(--nc-blue);
  transition: background var(--transition), transform var(--transition);
}
.nc-faq__item.is-open .nc-faq__icon {
  background: var(--nc-blue);
  color: #fff;
  transform: rotate(45deg);
}
.nc-faq__answer {
  max-height: 0;
  overflow: hidden;
  padding-inline: var(--space-xl);
  padding-bottom: 0;
  font-size: 0.9375rem;
  color: var(--nc-ink-light);
  line-height: 1.7;
  transition: max-height .35s ease, padding-bottom .35s ease;
}
.nc-faq__item.is-open .nc-faq__answer {
  max-height: 600px;
  padding-bottom: var(--space-lg);
}

/* ── CTA Final ── */
.nc-cta-final {
  background: linear-gradient(135deg, var(--nc-blue) 0%, #001A5C 100%);
  color: #fff;
  padding-block: var(--space-4xl);
  text-align: center;
}
.nc-cta-final h2 { color: #fff; margin-bottom: var(--space-md); }
.nc-cta-final p { color: rgba(255,255,255,.75); max-width: 560px; margin-inline: auto; margin-bottom: var(--space-2xl); }
.nc-cta-final__actions {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: var(--space-md);
  flex-wrap: wrap;
}
.nc-cta-final__phone {
  display: flex;
  align-items: center;
  gap: var(--space-sm);
  font-size: 1.0625rem;
  font-weight: var(--fw-semibold);
  color: rgba(255,255,255,.85);
}
.nc-cta-final__phone a { color: #fff; }
.nc-cta-final__phone a:hover { color: var(--nc-gold); }

/* ── Responsivo homepage ── */
@media (max-width: 1024px) {
  .nc-bancos__grid     { grid-template-columns: repeat(3, 1fr); }
  .nc-servicos__grid   { grid-template-columns: repeat(2, 1fr); }
  .nc-processo__steps  { grid-template-columns: repeat(3, 1fr); }
  .nc-processo__steps::before { display: none; }
}

@media (max-width: 768px) {
  .nc-hero__inner { grid-template-columns: 1fr; text-align: center; }
  .nc-hero__actions { justify-content: center; }
  .nc-hero__trust   { justify-content: center; }
  .nc-hero__card    { display: none; }
  .nc-bancos__grid  { grid-template-columns: repeat(2, 1fr); }
  .nc-servicos__grid { grid-template-columns: 1fr; }
  .nc-diferenciais__grid { grid-template-columns: 1fr; }
  .nc-processo__steps { grid-template-columns: 1fr; }
  .nc-depoimentos__grid { grid-template-columns: 1fr; }
  .nc-avaliacao { flex-direction: column; text-align: center; }
}

@media (max-width: 480px) {
  .nc-bancos__grid { grid-template-columns: 1fr 1fr; }
  .nc-hero { padding-block: 4rem 3rem; }
}